When does the title change from the seller to the buyer?

The title changes from the seller to the buyer upon escrow closing because this is the final step in a real estate transaction where all conditions of the sale are met. During the closing process, the necessary documents are signed, funds are transferred, and the deed reflects the new ownership. This formal process ensures that both parties fulfill their obligations outlined in the purchase agreement, including necessary inspections, financing arrangements, and any other contingencies. Once escrow closes, the buyer is officially recognized as the new owner, and the title is officially recorded in their name, providing legal proof of ownership.

The other options do not accurately represent the transfer of ownership in real estate. Signing the contract alone does not convey title; it merely represents the agreement between the parties. Making the first payment is related to the financial aspects of the transaction, but it does not signify a change in ownership. Similarly, the completion of a home inspection is essential for ensuring the property condition meets the buyer's expectations, but it is not a factor in the timing of ownership transfer.