Which of the following would not be a specific exception/exclusion in a title insurance policy?

The type of policy being issued is not considered a specific exception or exclusion in a title insurance policy because it pertains to the nature of the coverage provided rather than a condition or risk that affects the ownership or title of the property. Title insurance policies serve to protect the insured from certain risks related to the title of the property, including defects in title, liens, or other encumbrances that could affect ownership rights. Therefore, the type of policy—such as whether it is an owner’s policy or a lender's policy—defines the scope of coverage and does not directly address potential issues with the property title itself.

In contrast, unrecorded easements, liens against the property, and non-compliance with zoning laws are specific risks or issues that may directly impact the title and could be excluded if they are not covered by the insurance. Each of these factors is relevant to assessing the risks associated with a property's title, which is why they are generally included as exceptions in title insurance policies.